> For the complete documentation index, see [llms.txt](https://dogepay.gitbook.io/dogepay-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://dogepay.gitbook.io/dogepay-docs/welcome-to-dogepay.md).

# Welcome to DogePay

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When people ask us “what is DOGEPAY ?” we give a simple answer: DOGEPAY is a next gen payment app: half Apple Pay, half MetaMask.” Users simply connect their existing bank accounts and external wallets and use our app for all kind of payment transactions for fiat and crypto. DOGEPAY is aggregating various accounts and wallets. We are the first payment initiation service provider using blockchain technology, smart contracts and open banking APIs to provide a next-gen billing solution that meets the needs of modern payment systems for businesses and customers. Our app is totally free of charge and without any banking cards.

Users don’t have to change anything, they only aggregate their assets with our app.